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No Credit Check Student Loans

Looking for no credit check student loans? These types of loans do exist, believe it or not. The only no credit check student loans you can get are federal student loans.

Federal loans for students are offered by the government as an investment in students’ education. Because of this, the government backs each loan. This means that federal loans don’t’ have any credit check or cosigner requirement. Because federal loans have no cosigner requirement, they are perfect for students with bad or no credit history at all.

Now, there are two federal loans given out: Perkins loan and Stafford loan. The Stafford loan is the bigger loan and comes in two flavors, depending on the student’s financial needs. Low income students are given out subsidized federal Stafford loans – this is a loan where the government will pay the interest for the duration of the student’s schooling. The unsubsidized Stafford loan can be had by any student, regardless of their income (and as long as they are an American citizen and have a social security number).

Now, if you are looking for a no credit check private student loan, there are a couple options you can seek out. Bad credit student loans are loans offered by poor credit lenders. Such loans can be found online. Keep in mind that these types of loans have very steep interest loans – you will want to avoid getting this type of loan unless you absolutely have no other way to pay for college.

Getting a no credit check student loan is possible, through federal loans or bad credit loans.

Funding For Property Investing

Once a person decides on property investing, he or she needs to tie up the funds to clinch the deal(s). While there are people who have enough cash and short term financial instruments that they can use to purchase one or maybe even two properties, the majority of the investors need to take loans to meet the rather heavy financial burden that buying property entails.

Funds can be obtained from private sources like family and friends, venture capitalists, angel investors or other private investors (individuals / agencies / businesses) who are not related in any way to the person seeking the loan. However, the most common source for taking loans are the banks and other lending institutions like pension funds, insurance companies, etc.

With a little research on the web, it is also possible to find companies and businesses which specialize in property investing financing and these may be the best bet for many investors as they will be able to advise on all the drawbacks and benefits in this kind of investment. Home loans and mortgages are available very easily from building societies, banks as well as credit unions.

The loans are offered as a percentage of the price at which the property is being purchased and the property itself provides the collateral or security against which the loan is advanced. This way the landlord does not have to put in too much of his own money as start – up funds, but even then prudence is dictated to ensure the landlord does not land up over extending himself.